Disclosure

WorthTrax App Disclosure Statement

WorthTrax is a personal finance tracking application designed to help users manually manage their assets and liabilities. The app does not connect to any third-party financial institutions or services. All data entry is performed manually by the user, and the accuracy of tracking depends on regular updates by the user.

Stock & Mutual Fund Tracking

WorthTrax provides market value updates for Indian stocks listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE), as well as mutual funds registered with the Association of Mutual Funds in India (AMFI). Users must manually input their holdings, and the app fetches daily price updates from publicly available sources to reflect current valuations.

• Market data is updated once per day and may be subject to delays or discrepancies based on source availability.

• WorthTrax does not offer real-time trading, brokerage integration, or automated portfolio management.

Data Privacy & Security

All data transmitted between the mobile application and our servers is encrypted using HTTPS protocol. We do not store sensitive financial credentials, and no third-party login or integration is required to use the app.

• User data is stored securely and used solely for the purpose of providing app functionality.

• We do not sell or share user data with external parties.

Terms of Use & User Responsibility

By using WorthTrax, users agree to the following:

• They are responsible for the accuracy of the data they enter.

• The app is intended for personal tracking and informational purposes only.

• WorthTrax does not provide financial advice, investment recommendations, or tax guidance.

• Users should consult qualified professionals before making financial decisions.

• In case of a technical issue, we will make reasonable efforts to resolve the problem promptly. However, WorthTrax does not guarantee uninterrupted access or error-free operation, and we are not liable for any data loss, delays, or disruptions caused by system outages or maintenance.

Compliance & Legal Notes

• WorthTrax operates in accordance with Indian data protection norms and strives to maintain transparency and user control.

• Market data is sourced from publicly available endpoints and is not guaranteed to be exhaustive or error-free.

• Use of the app does not constitute a financial service or regulated activity under SEBI or RBI guidelines.